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It all will start with the basics. Attempt to use passwords. Use spaces, numbers, special characters, and letters and combine them to create a password that is unique. You can also use usernames that are not obvious.
Before you can delete the default admin account, you first need to create a user with administrator rights. To do this go to your WordPress Dashboard and click on User -> Create New User. Enter all of the information you will need to enter.
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There are always going to be risks being online (or even just being alive!) And it's easy to get caught up in the fear. We often put the breaks on, when we get caught up in the panic. This isn't a response that is see this here fantastic. Take some common sense precautions, then forge ahead. It will need to be dealt with then, if something does happen and no amount of quaking in your will have helped. If nothing does, all is good and you have not made yourself ill with worry.